Terms of Service

Last updated: 18 May 2026

1. Who we are

BravoLisa is operated by Alex Gribanovskiy, sole proprietor, registered at 51 rue des remparts, L-6477 Echternach, Grand Duchy of Luxembourg.

Contact: info [at] bravolisa [dot] lu

By using BravoLisa Invoice or BravoLisa Tax (each a "Service"), you agree to these Terms of Service.

2. What these Services are

BravoLisa Invoice is a free online tool that helps users create invoices in PDF format. It is provided without registration and at no cost.

BravoLisa Tax is a free online tool that estimates the take-home income of a self-employed person in Luxembourg based on the inputs you provide. It is provided without registration and at no cost.

Both Services are tools. Neither provides tax, accounting, or legal advice. Neither files anything with any tax authority on your behalf.

3. Acceptable use

You agree to use BravoLisa Invoice and BravoLisa Tax only for lawful purposes. You must not use either to:

• create invoices for goods or services that are illegal under Luxembourg or EU law;
• impersonate another person or business;
• misrepresent transactions for the purpose of tax fraud, money laundering, or any other illegal activity;
• upload images, logos, or other content that contains illegal, infringing, or harmful material.

4. Your responsibilities

You are solely responsible for:

• the accuracy and completeness of every detail you enter (sender, recipient, amounts, VAT, dates, bank details on Invoice; income, expenses, household situation on Tax);
• ensuring any invoice you produce complies with the tax and legal rules that apply to you;
• sending the invoice to your client and keeping appropriate records;
• verifying the auto-detected VAT treatment matches your situation before sending;
• verifying any tax estimate against your actual situation with a qualified professional before relying on it for financial decisions.

Always review your invoice before sending it. Always treat any tax figure shown by BravoLisa Tax as an estimate, not a final number. Both Services help you produce or estimate; the legal and financial responsibility rests entirely with you.

5. No tax, accounting, or legal advice

Both Services provide general functionality based on common Luxembourg rules. Neither constitutes tax, accounting, or legal advice. For complex situations or specific tax obligations, consult a qualified professional.

BravoLisa Tax in particular uses published Luxembourg tax brackets, CCSS rates, and municipal multipliers in effect at the time of the latest update. These rules change over time, certain edge cases (e.g. partner self-employment, dependent credits, atypical activity types) are not modelled, and commune-specific ICC multipliers may be placeholders rather than confirmed values. Numbers shown are estimates only.

VAT rates, legal mentions, tax brackets, and other rules may change over time. We do our best to keep both Services up to date but make no guarantee that they reflect the latest rules at any given moment.

6. Limitation of liability

The Services are provided "as is" and "as available," without warranty of any kind, whether express or implied.

To the maximum extent permitted by Luxembourg law:

• we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services;
• this includes, without limitation, errors in invoices generated, inaccurate tax estimates, missed deadlines, tax penalties, lost data, or service unavailability;
• our total liability, regardless of cause, is limited to the amount you have paid for the Services — which, since the Services are free, is zero.

This limitation does not exclude liability that cannot be limited under Luxembourg law (in particular, gross negligence and willful misconduct).

7. Intellectual property

The "BravoLisa" name, logo, and brand are the property of BravoLisa. You may not copy, reproduce, or use them without permission.

The invoices you generate belong to you. You may use them freely. Tax estimates produced by BravoLisa Tax are likewise yours to use as you see fit, subject to the disclaimers in Sections 4 and 5.

8. Service availability and changes

We aim to keep both Services available, but we do not guarantee uninterrupted service. We may modify, suspend, or discontinue either Service, in whole or in part, at any time and without notice.

We may add, change, or remove features at any time. Your continued use of the Services after such changes means you accept the updated functionality.

9. Privacy

Your use of both Services is anonymous by default. Invoice data you enter stays in your browser (localStorage on your device) and is never sent to our servers. Tax calculator inputs are not saved at all — they exist only in your browser's memory while the page is open. For more information, see our Privacy Policy.

10. Governing law and jurisdiction

These Terms are governed by the laws of the Grand Duchy of Luxembourg. Any dispute arising from your use of the Services shall be subject to the exclusive jurisdiction of the courts of Luxembourg City, without prejudice to any mandatory consumer protection rules in your country of residence.

11. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent version. Material changes will be highlighted on this page. Continued use of the Services after changes means you accept the updated Terms.

12. Contact

Questions about these Terms?

Email: info [at] bravolisa [dot] lu Address: Alex Gribanovskiy, 51 rue des remparts, L-6477 Echternach, Luxembourg